How high do you think mortgage rates will go up after the mortgage stimulus?

How high do you think mortgage rates will go up after the mortgage stimulus?

The mortgage bailout our government plans will work like this. It will bring the payments down for homeowners who are in trouble of losing their homes AND it will buy up the difference between what is owed and the homes actual value. Although there may be a few exceptions, most Americans were smart enough to understand the terms of their mortgages and were able to afford the terms of that loan. I know my home value has gone down so far that regardless of the 30% I put down there is little equity left should I choose to sell. This is the scenario of MOST people who bought new homes in the last 5 years. So, what about those home values? Why shouldn’t the government pay to make up the difference in value vs original purchase price for the responsible people who do not have mortgages that are at risk? Why shouldn’t the people who put money down and lost that equity not be compensated? The result of this mortgage stimulus will be HIGH mortgage rates for years to come, for YOU, for OUR children and possibly our grandchildren. Once again, irresponsibility and ignorance get rewarded and responsibility gets punished. Equality for all? I think not! Anyway, do you see these rates going up to near 20% as they did when Carter was President?

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Does being on disability effect your credit score?

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Where to file bankruptcy?
I currently live in NH/ over 10 years. I own a mobile home and a car. Due to health reasomd I will be moving tp a warmer climate. Yhe house is in my name and PIF as it is old and does qualify for moygage so I pay my parents/ The house will be sold and the money will be a swap for a house where I relocate and technically is for my parents for loians to get me by during litigation. Much of my debt credit cards as I was in a MVA a few years ago by underinsured and dishonest motorrist- cc charges were fort medical bills and if used for purchases cash was tight and some medfical bills wete paid in cash so other needs where charged. I think I have 1 student loan nvut thought all were paid 12 years ago/ Loan is about 1200 cc debt is about 120000 and a few thousand of medical billls are remaining. I did wotk after accident but had surgery from said approximately 2 years after. I did my best paying off debts incured from 2005–2007 but after the surgeries which were kinda influenced by my lawyet as he enphasized need for medical end point even though I expressed there is no medical endpoint. Well my climb to pay devts started again after surgeries and additional disorder called Rsd. I did have LTD but they never paid as a doctor was paid off to fabrricate my evaluation when my job did not like what 2 other doctors concluded, which one of yhese 2 my work sent me to. After aan error on Socoal Securoty ceases ny income for 2.5 years, the feds granted the claim for SSDI. Besides stress of litogation, no income, age of digerative disorders SSDI was granted with an apology of the sort. I akso annulled a marriage within this time leaving me with deby from spouse who commited domestic violence on me and he chose to live off of me. I was also robbed of 5 figures of assets and lost alot of electrical utilities from lightning. I salvaged what I could and did not complrte insurance clai, as briefed to ageny as I was loosing hope and in alot of pain physically abd mentallyt. Years of litigation, paying medical bills, healy th, etc I started loosing hiope and addressing many issues became to taxing but I did what I could and blockrd out what I couldn’t deal with mentally and financially. My parents lent me money to get by. I alsoi have 1 speeding ticket that I was under thje impression was dismissed. Well I got a letter recenrtly that stated it had veen 3 years and threat tp revoke my license, I alsp have a scar ocroissd my face that is a constant remonder of somr horrific times which will codt about 4000 to fix. I can’t handle another winterin NH as it is compromising my healyj and litigation has and cointinues to keep me from mty lovrf onrs. If my parents pass qwhile waitimhg for the litigation , it would devistate me. Additionally more medical problemsa have arisen due to tjhe weather, stress, and afe. I also have apptoximately 10000 in legal fees from the lawyer for ssdI who did not do his job, I did hid jpb and he wiithdrew representation as I mentioned consideration but planned to dicuss our relationship before making a decision and he wityhdrew vefore our meeting , as I ended up in hospital that day buit left vm in evening avout hospitalization. When I talked to him the next day he informed me that he notified social Security of his withdrawal. SS was one who informed me of incomplete and questionable lawyers effort and mentioned I shpuld consider terminating him. They did thos as a favor as they technically were to correspond with my council but they were quite hekpful and confirmed my concerns of lawyers incompleteness. Well, now he wants 6000 dollars for 1 days work/ I was ythe adjudicator with the congresswoman, Social Security judge and doctors. O had already elvaluated with states doctors, submitted 380 pages of medicsl records, went to 1sr hearing, filed an appel as my doctor still did not feel comfortable that it was safe for me to work. SSI;\ost appeal forms but it was emtered om ytheir computer that it wsd recieved 9 mpnths earlier per protocol and admitted error on theirr part;. such action hindered rehabilitation, medical treatment, quality of life, and blew my immaculate credit, and eventually had to cxcl health insurance and homeowneras insurance. If I fplr ch 7 or 13 and have to appear im court wiyh drawm out litigstiom I would noy file in NH I wpuld opt to fil whrm I move. Litigsyion eith driver from mvs or duit sgsimdt dtste id yoo much negstive emergy smd five years of my life here hsd beem merely existing xr1to exyemd it wouild devistate me uinless legsl counciul would hsndle my presence wuthout ,e or i would file st more desirsble state-whats your thoughtsI””
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What difference does co sign for auto loan make?
if someone has bad credit, and someone with good credit co signs for them for a auto loan. Does the loan get approved on the co signers credit, or does the one with the bad credit still erect the loan. Will it still be subject to denial/high payment/high interest rate?””
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When is best to refinance my car loan?
My current interest rate is 7.5%,48 term(39 left) and $8800 left to pay. My monthly payments are $238. I got that rate on my first car loan at 18 and now I have a greater credit score due to less debts. To lessen my monthly payments; is it advisable to refinance a year into my loan once there are not early penalties?””
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How does a person get good credit?
I got into a little credit trouble when I was 20. Nothing major, less than $3,000. It took me a while to get it taken care of. I tried for some time to get credit cards and loans and nobody would give me credit. I had to get my first cell phone in my mom’s name. 2 years ago I was able to get one in my name and I just got my first credit card in 7 years. How can I build credit? I want to do it right this time and be able to buy a house and a car, or get a small business loan. HELP!!!””
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Is bankruptcy an option?
Also, I did not get hurt one bit and the other passenger worked at a mariot nearby and ran to it to tell his boss he wasnt gonna be in then came back and they had him put onto a stretcher. Their car was a le sabre and mine was a pontiac sunfire…..that boat would have survived the accident a lot better than my chick car””
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Free credit report with out using a credit or debit card?

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Need to find website to obtain credit score….?
I know I can obtain my credit report free once a year but I was wondering if there may be a website where I could get my actual score for free. If anyone has any info I would appreciate it.
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How can I get my free credit score without using a credit card?

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“”Credit score of 575, will I qualify for a FHA loan?””
I currently have a credit score of 575. I have been repairing my credit for the past 6 months now and am almost debt free!! My goal is to purchase a home in 6 months or sooner. I am looking for a home below $75,000 because with my down payment I know that the monthly mortgage payment will be low and I won’t have any issues paying every month. My current rent payment is $1500 a month and I think I’d be better off putting that money into a house of my own. I have 6 collection accounts on my report, none of which are credit cards. 1 is a student loan, 1 is from breaking a lease with an apartment, 1 is a hospital bill, and the other 3 are utility bills (1cable, 2 electric) All of these collection accounts are paid off except for the student loan and the hospital bill. These will be paid when I get my tax refund. The most recent of these collections is 3 years old and the rest are even older with the student loan being the oldest (it will be 7 years old in October of this year) Should I pay off the student loan or wait until it gets dropped off in October? Will I be able to qualify for a FHA mortgage in 6 months?””
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Is it best to pay my credit card completly off or just pay what the statement says is due?
I just got my credit cards first billing statement. I have charged around $1,000 to this card. My first statement says i owe around only $600.00 and the rest goes towards the next billing cycle. What i am wondering is, is it best to pay the full $1,000 or just pay the $600? I’m wondering what the best way to build credit is? I prefer to pay the full $1,000 because it’s easier to keep up with, but if I’m building credit better by paying $600 I guess i’d better go that route. I just don’t get this building credit stuff,lol! Any help would be appreciated! Thank you!””
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#repost

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Can a payday loan establishment garnish wages?
Due to medical reasons I have gotten into extreme financial difficulty and I am unable to pay off a payday loan I took out. I can’t even make payments. Can they garnish my paycheck?
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How can I reduce me low debt fast before my credit score gets bad?!?!?
I don’t have a lot of debt, but it is enough that I just can’t pay each bill per month. I had to move 2 times in 6 months and now I am paying off the penalties from having to cancel the utilities early. I also have two medical bills that are really high and now I’m having to pay off those too. I am only a teacher’s aide so I don’t get paid well so it’s hard to pay off my bills and still have money to live on. Someone please help!””
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Why does my bank not put extra money towards principal?
I have an auto loan and I only have 3 payments left. Once in a while over the 4 years ( 48 month term) I woudl pay a little extra. Sometimes, but not always, I woudl put apply extra towards principal”””” now I ususaly drop it off in the night box but the past two times I paid in person””
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Anyone know of a Personal loan that I can add a co signer from out of state?
We wanted to pull out a personal loan, however need to add a co signer. Does anyone know of a company that processes loans with a out of state co-signer?””
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Is a bankruptcy that has been dismissed any different than a bankruptcy that has been discharged?
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ANYONE KNOW ANY GOOD AUTO LENDERS FOR PEOPLE WITH BAD CREDIT?
I WANT TO BUY A CAR BUT HAVE POOR CREDIT AND I WANT A SAFE AND RELIABLE VEHICLE. LOOKING FOR AN AUTO LOAN NOT SURE WHERE TO START.
“How high do you think mortgage rates will go up after the mortgage stimulus?

The mortgage bailout our government plans will work like this. It will bring the payments down for homeowners who are in trouble of losing their homes AND it will buy up the difference between what is owed and the homes actual value. Although there may be a few exceptions, most Americans were smart enough to understand the terms of their mortgages and were able to afford the terms of that loan. I know my home value has gone down so far that regardless of the 30% I put down there is little equity left should I choose to sell. This is the scenario of MOST people who bought new homes in the last 5 years. So, what about those home values? Why shouldn’t the government pay to make up the difference in value vs original purchase price for the responsible people who do not have mortgages that are at risk? Why shouldn’t the people who put money down and lost that equity not be compensated? The result of this mortgage stimulus will be HIGH mortgage rates for years to come, for YOU, for OUR children and possibly our grandchildren. Once again, irresponsibility and ignorance get rewarded and responsibility gets punished. Equality for all? I think not! Anyway, do you see these rates going up to near 20% as they did when Carter was President?

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#repost

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How do I do a credit check on myself?
My future landlord ran a credit check on me, of course, and he said it showed that I’m a cosigner on a loan! So far as I know, I didn’t cosign on any loan, so I’m concerned. How can I learn more? I have Identity Theft Protection with Discover Card and thought that tracked things such as this. Is there a way I can look up this info through that?””
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IF you pay your mortgage thru your ch 13 bankruptcy can you deduct the interest on your income taxes?

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Declined a loan after i bought the car?
They said i was approved at the car dealership. The guy said i had great credit. The letter i got in the mail said that the loan had been denied because i have new credit and that i jumb from job to job ( which is true, but i provided all this info to them..then and there! This is making me sick ! I was soo excited about my new car and this is just screwing it up for me !) “”
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I’m filing Chapter 7 Bankruptcy and I heard that if you have 2 cars you have give one up or something likedat
Please help it is too late to call my attorney and I have to complete my online credit counseling class but I’m scared because it’s asking me how many vehicles I have. I have two cars but they are POS’s one is a 95 GMC Jimmy and the other is 99toyota corolla…we are I’m filing with my husband it’s a joint bankrupcty…we don’t owe anything on the cars…..
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Has anyone use a nonprofit debt consolidation company? if it makes a dif I’m in PA- plz give me warnings too!?
IN 2005 I discovered that my sister (who had been living with us at the time for a few years) had gotten a few credit cards in my name. It was a little out of control- but we paid it all off….3 years later I heard my sister speaking with a man who had knocked at the door and she told him I wasnt home- when I asked her what it was about she was really evasive…I continued to push the topic and it turns out she opened ANOTHER credit card and never paid it off and I was being sued for it. We went to court, explained the circumstances (shes a jerk), negotiated the amount and I paid it off. I knew it would be at least 7 years before my credit would be worth looking at so I never did. OMG was that the second biggest mistake I ever made! (First was letting that crack head live with me). I have 3 judgements against my house totalling almost $11,000. I did somewhat learn my lesson- i haven’t spoken to that idiot in 3 years- good riddance to bad rubbish-shes my sister and I love her and I hope she does something good with her life but she ONLY does BAD with MY life so shes out. But I’m still not willing to press charges or anything like that (I’m not even sure I could this late in the game). How do I pay these off? Is there any chance I can get the amounts reduces? I have SOME of the information- the name of the company that owns the debts and the account numbers, but when I looked up the name of one of the companies to get the number so I could just pay them I read AWFUL things about them. For starters- they will treat me horribly, which I understand- as far as they are concerned I’m just some deadbeat who didn’t pay my bills and am probably an only child making up this sister just to not look like such a scum-bag. Secondly- from what I’ve read they don’t notify the credit bureau once they get paid! Its bad enough that I have to pay financially for HER ignorance- I shouldn’t have to pay with such emotional strain as well! Is there anyone out there who has accumulated some debt then used a consolidation company to help them get there credit affairs back in order- a company that treated them with respect and dignity? Thats what I am looking for…a company that doesn’t need to know all the background info- just willing to help me from this point forward. Ive never done this before, so if you have ANY advise for me please feel free to pay it! Horror stories are totally welcome- the last thing I need to do is pay some other company $11,000 only to find out they kept it for themselves thru some crazy loop hole! Thank you everyone!!””
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Are credit cards worth it?
I’ve never had one, so bare with the obliviousness. Because of the apr, if I don’t pay back within a certain time then I’ll be paying more then the actual purchase? I had ok credit but with a large amount of student loans it is now poor and I want to fix it. I may switch to a credit union, and have cable in my name. I’m not sure what else to do other then a credit card at this point to start building. Is a low apr the best thing to look for, rewards, no fees or what?””
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Are there any legit online payday loans?
Online payday loans?
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How do i pay my bmo credit card bill online?
i have a bmo bank account but i dont know how to pay the minimum amount owed on my credit card through my bank account? help pleaseee
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I had a bankruptcy four years ago and included my house. But i stayed in the house .can i get a mortgage?
i stayed in the house for three more years then had a foreclosure.now there is nothing on my credit report. Can i get a new home loan?
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Federal Stafford loan vs. Alternative Loan Interest rates??
okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan — fixed interest rate 6.8% or $5000 Citiassist loan — Prime +1%. Current prime is 6% — no additional fees””
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Debt Consolidation….whats a girl to do?
I’m 21 years old and my previous relationship left me in some debt. A maxed out credit card of $7,000 Old Navy Card $200.00 Verizon cancelled serivice and bill $500 At&t Cancelled service and Bill $500 Dish Network $200 Delinquent bank account of $500.00 So with all of this.. I don’t want to file bankruptcy but I have got to find a way to get this paid off and I dont know how.. help””
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“”Planning to buy home 350k. Will I qualify for a mortgage loan? If so, with which bank?””
My fico is 750+, co-signer is 648 & combined income is 95k with a downpymt of $15,000.””
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Does anybody know where I can get a free credit report that doesnt require a credit card?
Credit Reports.
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What is Salute credit card by Visa’s phone# & email/address?
Heere is the BIG problem, since I just recently recieved my new card, I have misplaced it and that’s why I need their email or phone# to contact them on what to do now? Can’t put the card in a ATM without having the card! Please help me. Thanks, Dyann””
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“”In terms of prostitution, what is considered equivalent of money?””
If prostitution is sex in exchange for money or its equivalent — what types of things would be equivalent and what wouldn’t? I can understand gift cards, gift certificates, shares of stock, tangible items, jewelry, all can be equivalent of money. How about services or labor such as mowing the lawn or driving a limo? Or services such as housecleaning or auto repair? My other question is, if I meet a girl for a date and we eat dinner and I pay for it, then we go back to my place and we can’t help it and have sex — is that prostitution because I paid for dinner? What if I met a girl I liked, and she told me she needed a $500 loan, and I gave it to her, and we had sex. Is that prostitution too? What if I was dating a girl who lost her job and she needed money and a place to stay, so I outright gave her $1000 a week to take care of her. And we had sex every once in a while. Is that prostitution too? And what if I get married and my wife refuses to have sex with me unless I pay her money or babysit the kids on the weekends. Is that prostitution too?””
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“”Applied to position, asking for credit check through email?
I applied to a position over the internet and I got an email and they are asking me to go to a credit check website for a credit report. Is this just a scam or is it a legit procedure?
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My bank does not want to renew my mortgage term do they have the right ?
for i have missed one payment in five years thats the reason they won t renew my term is that fair?
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How long does an online credit card payment take to process?
I am way before the due date for the minimum payment, however I wanted to make payments on my credit card balance so I can clear the balance and be able to spend on my credit line again. So I made a payment of 3/4 my balance on 12/22 which was a Sunday, and I understand it won’t be processed until 5pm EST today, 12/23. However it’s past that and my accounts have not been updated. I paid through my checking account as well, and those balances have not been updated either. How long do you think it will take so I can use my credit card again?””
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How good is a fico score of 790?

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Chapter 13 bankruptcy?
I’m through 1 year of Chapter 13 Bankruptcy — which includes my car payment — I would like to get a different car — is there any dealers that will finance a car through Chapter 13 Bankruptcy
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Can a debt hurting my credit be removed by the company I own to?
I will try to keep this short: Moved out early from an apartment in 2009, did not know there was a fee for early termination. Three years later it shows up on my credit score. I called the company I owe money to, and indeed I do have a debt. They said if I pay the debt to them they will make a call to remove it from my credit score. I said I wanted a signed contract of what we were both going to do before I paid, she said no. We’ll get that AFTER we pay. She also said it was sold to a collection agency, but said during another phonecall that they didn’t sell their debts? The agency they work with was named SNK and what little information I can find on the web seem… sketchy. This made me want to do some information digging. Am I right in thinking that the only one who can remove something from my credit score is the credit bureaus? And if it’s accurate it can’t be removed? Can the company I owe money to do anything about that really? I’m skeptic and don’t wanna be out several hundred dollars for nothing. Thanks in advance.””
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“How high do you think mortgage rates will go up after the mortgage stimulus?

The mortgage bailout our government plans will work like this. It will bring the payments down for homeowners who are in trouble of losing their homes AND it will buy up the difference between what is owed and the homes actual value. Although there may be a few exceptions, most Americans were smart enough to understand the terms of their mortgages and were able to afford the terms of that loan. I know my home value has gone down so far that regardless of the 30% I put down there is little equity left should I choose to sell. This is the scenario of MOST people who bought new homes in the last 5 years. So, what about those home values? Why shouldn’t the government pay to make up the difference in value vs original purchase price for the responsible people who do not have mortgages that are at risk? Why shouldn’t the people who put money down and lost that equity not be compensated? The result of this mortgage stimulus will be HIGH mortgage rates for years to come, for YOU, for OUR children and possibly our grandchildren. Once again, irresponsibility and ignorance get rewarded and responsibility gets punished. Equality for all? I think not! Anyway, do you see these rates going up to near 20% as they did when Carter was President?

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Is there another website other then freecreditreport.com to get a free credit report?
I was just wondering because I already did my free credit score on that site and I wanted to check it again because I’m thinking about moving again to a different house. Can anyone help me?
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If I put my incorporated company through bankruptcy will this affect me personally?

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I need your advice. I just decided to check my credit score and i see that there is a collection agency?
it shows there is a an outstanding bill for $550 which i didnt know about. I called them up and they told me that it was a hospital bill. I was unaware because i nver recieved a bill. They told me they had the wrong address. The hospital messed up the street number. And until i pay it they will not take it off the credit report. And now it cannot be resolved at the hospital because they bought the account from the hospital. This is really not my fault because i never got a bill from the hospital. What should i do. Any suggestion?
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Question about our auto loan?? Help!?
We were late on an auto loan payment (first one in 26 months) and so we called and asked them to add the payment to the end of our loan. They wanted $202 this month and $135 next month. Then we would be back on track in December. What happens when you do this? Will it extend our loan by a lot?
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What happens legally if you dont pay back a cash advance loan?
cash advance from checksmart
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What is the best bank to get an auto loan wescom or bank of america?
Im planning to get a $15,000 loan for a brand new car 2008 toyota yaris and its about $14,300 price my down payment is $4000 i dont know how much the tax and licensing that will be added.””
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What factors will make your credit score decrease?
Besides obviously not making your payments on time. I am curious to find out if having a balance will decrease your score, even if you’re making the minimum monthly payments. Also, what is the reputable site where I can get my credit score? (not freecreditreport.com). Thanks!””
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Filing chapter 7 bankruptcy??? PLEASE HELP?
whats the chance of the judge denying a bankruptcy, i live at home and give my family cash rent buy food and stuff like that,, but whats killing me is a have a car loan i just got the car few months ago and the gas and monthly payments and making me loose everything……. thank you””
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How do you as a preforeclosure investor get the loan money needed from the bank quick enough in order to?
close the deal on time? Say the auction is in 10 days, how can you get that kind of money in Cash, into Escrow by then, and even find a bank/loan officer willing to approve you in that short of time? What’s the fastest amount of time that one can get a loan? 1 month? 2 weeks? Thanks!””
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How will a Free Credit Report Help Prevent Identity Theft?

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Is your home mortgage information open to public record so that a stranger can go look it up?
I recently had an issue with my uncle, who happened to know everything there was to know about my mortgage on my home. How is this possible? Is this information public record, and if so, why?””
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How hard is it to get a payday loan?
Would it be hard to get a payday loan if you filed for bankruptcy and credit sucks? I filed for bankruptcy over a year ago — it was discharged…before i filed i was up to my next in payday loans==four different companies. Would that affect me now for getting a payday loan? I suppose if i didnt go through the same companys as i did before like moneytree for instance i would be okay….what do you think? I need a loan for 400 dollars.
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Should I refinance my auto loan and trade in my car for a newer one?
I have a 2011 Nissan Altima, my parents got it for me when i was 17. They traded in a yukon for the car, leaving a high payment on the altima. I am now 19 and I am very tired of paying $500 for a car that isnt worth that amount of money. I am working on establishing credit so I can either refinance the loan I have now, or trade in the altima for a 2014 chevy impala? I dont know whether to wait it out, refinance the car have lower payments and pay it off? Or after establashing credit I trade in the altima and get the Impala under my name. Would it be better to pay off the altima and then get the impala?””
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What is the current bankruptcy law if you make under $12K?

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“”What’s worst, to file Bankruptcy Chapter 13 or credit counseling?

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I did something stupid — took out a payday loan at Christmas…B.I.G. is name of company.. ever heard of it?..?
i payed about $400 on $200 loan..they tell you if you don’t call them and tell them i want to pay the loan this week
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“”I a, in the middle of a personal chapter 7 bankruptcy discharge? or DISMISS?
I need to know whether to continue all the way to a discharge or just get the case dismissed. I want to get my credit situation in the best possible final result. What looks better on a credit report and will alllow me to start getting new cards a dismissal or a discharge?
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I need to borrow 6000 urgently but have the worst credit in the world ?
I have tried all these so called loan companies that can help with bad credit but they cant even help any ideas i am even considering a loan shark but after reading into this a bit i really dont wanna go down that road please help
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Can i get a car loan even though i make minimum wage?
I only make about $600 a month but i have no expenses my job is just an extra cash”””” job for me and my husband. I do not want a co-signer I would like to do it by myself. Can I tell the bank that and them understand that its extra cash and look at MY details?””””””
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What is the hardest part when filing Chapter 7 bankruptcy?
I am obviously aware of all the consequences after wards. Thanks for you answers
“”
Which is the free credit report done 1 time a year?
i want to check my credit score the free one
“”
Long term mortgage rates are best?
Why it is suggested that Long term mortgage rates, like 10 years are best?””
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#repost

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#repost

“How high do you think mortgage rates will go up after the mortgage stimulus?

The mortgage bailout our government plans will work like this. It will bring the payments down for homeowners who are in trouble of losing their homes AND it will buy up the difference between what is owed and the homes actual value. Although there may be a few exceptions, most Americans were smart enough to understand the terms of their mortgages and were able to afford the terms of that loan. I know my home value has gone down so far that regardless of the 30% I put down there is little equity left should I choose to sell. This is the scenario of MOST people who bought new homes in the last 5 years. So, what about those home values? Why shouldn’t the government pay to make up the difference in value vs original purchase price for the responsible people who do not have mortgages that are at risk? Why shouldn’t the people who put money down and lost that equity not be compensated? The result of this mortgage stimulus will be HIGH mortgage rates for years to come, for YOU, for OUR children and possibly our grandchildren. Once again, irresponsibility and ignorance get rewarded and responsibility gets punished. Equality for all? I think not! Anyway, do you see these rates going up to near 20% as they did when Carter was President?

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Does Borrowing Money From Title Loan Places Really Help Your Credit?
I know that not all of them do, but I’ve noticed that some mention they will report your on-time payments to credit companies so that you can build your credit. Due to a car accident that I was not at fault for, I was left with medical bills and no job (I lost my job because of the accident, also) and now that I’m getting back on my feet, I am looking for ways to build my credit, but I can’t find a bank that’s willing to help me by taking personal bank loans, because I am just now 20 yrs old and no one’s looking to lend money to young people right now. My question is, should I waste my time with these title loan/quick loan places that say they report positive payments to your credit or look at other options?””
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What are the consequences for not paying a payday loan?

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#repost

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Is American Standard Online or americanstandardonline.com a scam? I called them but something is not right?
I saw their add in craigslist and the program seems too good, the only one thing is that I have to pay $199.00. Please Help!!!””
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Where can i get a payday loan?
where can i get a payday loan,im self employed without a bank account,but my wife relys on me for money but the account in her name any ideas tried wonga and stuff no joy””
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Can anyone recommend an affordable bankruptcy lawyer in Phoenix?
I’m looking to pay no more than $1,000 ideally. Possibly up to $1,500. Thank you!””
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Do you know about BANKRUPTCY? help?
okay, i need advice. im nearly 21 years old, and working at a fast food joint. i made a stupid decision when i was 18–19..got in a car accident with no insurance, and hit two different cars. each car insurance company was wanting 4500 from me, i had been paying 100 bucks a month to each company since this all happened. a medical injury bill came in from one of the companies, so instead of 4500, i owed 17,000. along with this accident, i have criminal fines i have to pay (did stupid things when i was younger) that total out to about 3–4500. i realize bankruptcy wont relieve me of my fines. my mother also put me in debt with my debit card, making me owe 2000 dollars. so, im paying 300 bucks a month in the accident/credit card alone. plus 100 to one fine. and my wages are going to be garnished (25 percent) for a bit for another fine (i didnt know i had other fines that still needed to be paid..ive had a rough start in my life, i want nothing more than to pay these things off) if i add all that up, thats 700 bucks a month total in debt. or aroud 400–500 after my wages arent garnished anymore. i make about 1,000 a month. im renting out a room in a house. i own nothing. i saw a lawyer, he said it’d be a good idea to file because its better to do it while you’re young than older..because i dont have anything to lose, and i dont plan on buying a house anytime soon, or a brand new car (i prefer buying from craigslist)..so im thinking it might be a good idea to file. i know its a last resort, so im seeking advice from the more mature and wise. 100 bucks a month to a 17k debt..thats about 15–16 years of paying that. every month i call, they say if i miss a payment, then our agreement is over and ill owe it all. in 15 years, thats a lot of chance to miss a payment, or slip. also, the lawyer told me that having this unpaid debt over my head, for so long looks awful. and my credit may never be decent, until its actually paid off and clear. the sooner i have this debt clear, the sooner i can put more money into my criminal debt, so i can wash my hands from that. i mean, i realize that 20–21k in debt isnt that much. but, in my situation..and given how much i can actually afford right now.. ill be stuck in the same puddle for a very long time, BARELY squeezing by..for years. atleast 2–3 maybe 4, which is when i’d expect to get most of my other debt off besides the 17k collection. what do you think? i live in washington if it matters. also, i am thnking about going to a trade school and getting into the medical field..like being an xray tech or some sort.. i know bankruptcy would disable me from getting a job at a bank (well more than likely) for example..””
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Bankruptcy is this dischargeable?
my ex filed bankruptcy recently in our divorce he was to take this loan on our home a equity line, he never got it out of my name, so if he gets this discharged in bankruptcy i think they will hold me liable, is this something i should fight in his bankruptcy court do i have a chance in our divorce he was to be liable for any gains or losses on our home wat should i do????””
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#repost

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How much interest do Loan Sharks usually charge.?
I ran into some serious financial trouble a couple weeks ago and am in dire need of a $4,000 loan. I don’t qualify for any loans what so ever because my credit score is as low as it gets. My question is how much money do loan sharks usually charge on a $4,000 loan and how long do I usually have to pay it back.””
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If I purchase lifelock & I find a problem on my credit report will they do all the work to fix the problem or?
Also I searched their site & didn’t find the answer to my question.
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Whats a good payday in advance site?
thanks
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If I join a pornsite with my visa credit card issued by my employer(a bank) will they get to know about this?
I mean, will the credit card team get to know about which sites I joined with their card even if the site is offering discrete confidential billing?””
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Low minimum mortgage loan question?
Does anyone know of any lenders that will mortgage out a lower minimum than $50k? I’m looking at home prices in the $40k — $50k range also, what interest rate could a credit score of 713 fetch? Thanks in advance.””
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Filing Chapter 7 and giving my car back…?
I am currently under chapter 13 bankruptcy. If I change to Chapter 7 will I have to give my car back?
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Repossessed car after bankruptcy?
I filed bankruptcy in 2001 after the death of my husband. A car that was not listed was repossessed and now I am receiving a collection notice to the attention of the estate of my deceased husband. There was only dept left.
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“”I started with a balance of 29,000 i currently owe 10,000 can i file bankruptcy a chapter 7 any suggestions th?

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Which is better to pay off sooner: school loan or auto loan?
Looking to make more than the minimum payments on my debt and not sure where to put it to save the most money in the long run. School loan is a lower balance, low monthly payment with 6.38% interest rate Auto loan balance is currently higher balance, higher monthly payment with 5.64% interest rate. Payoff, with interest, is showing I’ll pay 2.2 times as much interest on the school loan over the life of the loan, yet the school loan interest is tax deductible. Should I put extra money towards the car or the school loan?””
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How long it take to get my bankruptcy discharge paper?
i went to bankruptcy court on september 22 and everything went ok but i am wondering how long it take to get my discharge paper mt atorny said i will get it on nov 22 but is it 100% i will get it on nov 22 and should i start building my credit now or i wait till my discharge paper arrive?
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Is Form 16 is necessary for a home loan?
I am 24 yrs old, looking to get a home loan my salary is ok for approval but i dont have form 16. Is it necessary to get my form 16 and more over i didnt pay ta but going to pay from here only.””
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Getting a loan from capital one?
Alright so i need a personal loan for about $3000 and capital one didnt send me an invitation to apply but i think its worth a shot to give them a call and see if i can get approved for one. I haven’t applied for a loan for them before and i’ve had a capital one credit card for 2 years and never have missed a payment….i dont have a high high credit score becuz i am still young and still building, so what do u think? is it worth a shot? Approved or denied?””
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Low on cash-know any good websites?
I’m low on cash, and was considering getting a payday loan. Does anyone know of a safe and legit website to get one? Thanks :)””
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#repost

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How can I check my credit for free?
I hate when I get denied for something and the person looks at me like I knew what my credit was. I can’t find a way to check it without paying someone a bunch of money. Please help.
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671 credit score home loan?
My credit score is 671 now, And i would like a 110.000.00 home loan from any bank but am not able to afford much of a down payment, Where would be the best home loan company that i should go for.””
“How high do you think mortgage rates will go up after the mortgage stimulus?

The mortgage bailout our government plans will work like this. It will bring the payments down for homeowners who are in trouble of losing their homes AND it will buy up the difference between what is owed and the homes actual value. Although there may be a few exceptions, most Americans were smart enough to understand the terms of their mortgages and were able to afford the terms of that loan. I know my home value has gone down so far that regardless of the 30% I put down there is little equity left should I choose to sell. This is the scenario of MOST people who bought new homes in the last 5 years. So, what about those home values? Why shouldn’t the government pay to make up the difference in value vs original purchase price for the responsible people who do not have mortgages that are at risk? Why shouldn’t the people who put money down and lost that equity not be compensated? The result of this mortgage stimulus will be HIGH mortgage rates for years to come, for YOU, for OUR children and possibly our grandchildren. Once again, irresponsibility and ignorance get rewarded and responsibility gets punished. Equality for all? I think not! Anyway, do you see these rates going up to near 20% as they did when Carter was President?

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